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Buyer's Guide

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Buying a real estate property is one of the most significant purchases in a person’s life. Although the process might seem daunting at first, it can be a straight-forward and trouble-free process if you know the steps in making your dream home a reality.



STEP 1: Know Your Needs

The first thing you need to consider when buying a property is why you need to buy in the first place. Assess your needs and analyze the reasons for buying a real estate property. Is the property you’re going to purchase a family home, a half-way home during weekdays, a retirement home, or a second/weekend home in the suburbs?

Knowing your needs will help narrow down your options to a select few developments and focus your search for the perfect property.
 

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STEP 2: Find The Property That Suits Your Needs

Now that you have analyzed the reasons for purchasing a property, you can now confine your options to a handful of developments that answer those needs.

Your needs should match the property features of the development you wish to purchase. Are you looking for a house and lot? Do you prefer living in a condominium unit, or a townhome? What type of unit you think that suits you, studio, one-, two-, or three-bedrooms? Do you need a home right in the heart of the metro or do you prefer a spacious suburban home? Are you looking for a place to live in key provincial cities? Although the options are numerous, let your needs and preferences be your guide in singling out the perfect home for you.

In Golden Topper, choices that suit your different needs are made available.
 

  •  Golden Topper properties are centrally located within central business districts for easy access to work, school and leisure.

  •  Golden Topper offers comfortable and efficient unit and house spaces.

  •  Golden Topper provides comprehensive amenities for rest and recreation in the comforts of your home

  •  Golden Topper promises amazing value for money.

 

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STEP 3: Contact a Trusted Real Estate Developer

We are one of the industry leaders when it comes to residential construction. All Golden Topper developments are a testament to our consistency in quality and service, as well as our commitment to on time delivery of projects, innovation, and community-building.

Let us help you in making your real estate purchasing experience a trouble-free, uncomplicated and exciting experience.

Contact us through our hotline or through email for inquiries. You can also visit our showrooms or schedule a trip in order to experience what a Golden Topper brand space is like. A qualified property agent from Golden Topper can help you with the entire process, from inquiring about to purchasing your new dream home.
 


STEP 4: Check Available Financing Options & Payment Schemes

Buying a real estate property is one of the biggest purchases anyone can make. It is important that you make a series of informed decisions throughout the process, and one vital piece of information you need involves financing options and payment schemes.

Find payment schemes that would suit you and research available financial options that are open to you. You can consult a property agent, a real estate seller or your bank, in order to find a suitable financing option that will suit your needs and budget.

Financing is also made possible through Golden Topper accredited banks:

• BDO Bank

• DBP Bank

• Chinabank

• Metrobank

• Maybank

• Security Bank​

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STEP 5: Review Documentary Requirements

To make the process of reserving and purchasing as hassle-free and fast as possible, make sure you are familiar with all the necessary documents and forms needed. Knowing what documents are necessary from you and that are needed from the bank, the real estate developer and other sources will help simplify purchase.
 


STEP 6: Purchase Your Dream Home

After preparation of documents, review of financing options, and selection of the property itself, you are now ready to buy your new property. Check out the steps below and make your dream home a reality.
 

  • Fill out your Prospective Buyers Registration Sheet

  • Submit reservation cheque to your agent and fulfill Combined Pro-forma Reservation Agreement (CPRA)

  • Submission of the following requirements:
     

    • 2 valid IDs

    • Client’s Information Sheet (BIS)

    • Signed selected floor plan

 

 

For more information, you can contact us through our hotline or through email. You can also contact your Golden Topper agent for assistance.

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